bankruptcy lawyer in San Diego

Have Your Rights Been Violated by a Creditor?

Creditors and debt collectors have got to be some of the most hated people in America. They call and harass and sometimes even try underhanded, shady things to get you to pay them. But did you know that what they are doing might be illegal? If a creditor violate your rights you can take legal action against them. The problem is many people don’t know when their rights have been violated and you can be punished for filing frivolous claims. Which is why I have gathered some of the things creditors might do that are considered a violation of your rights and that you should take legal action against.

Some things that creditors might do that are considered violations of your rights include:

  • When a creditor doesn’t report that a debt was forgiven during bankruptcy
  • Reporting old, or dead, debts as new, or alive, ones
  • Reporting info older than a certain number of years (7 or 10 years, depending on the info and the situation)
  • Reporting false or inaccurate information to a credit reporting agency such as, the wrong account balance due, reporting payments as late when you actually paid on time, and reporting a debt that does not exist or that you have already paid.
  • If you dispute a debt, the creditor must notify every CRA involved of the dispute.
  • Giving your credit information to people without your permission, such as a potential employer.

It is important to know your rights as a consumer so that creditors cannot take advantage of you. Creditors already know your rights but they assume you don’t. So it is also good to know you’re right so that you know when they are being violated and when you need to take action. Usually creditors try not to violate your rights because they know they will be punished for it. However, sometimes they still do and that is when you need to consult an attorney.

If you are in the Southern California area and you have found your rights being violated by creditors you should call the BLC Law Center. They have built up a great reputation for themselves in the area and are worth a call. BLC offers a free consultation so you can learn more about different legal routes.

The BLC Law Center specializes in various personal finance areas including bankruptcy. They are focused on and dedicated to protecting your rights as a consumer and are known for helping people out of tough spots.

To learn more about the best bankruptcy lawyers in San Diego, visit their informative and easy to use site at There, you will find more info about what it is that they do. You can also learn more about the attorneys themselves and get contact info for the center. In my experience with them, they are straight forward professionals that treat their clients really well. Ever since my consultation, I knew that they were the perfect law firm for me. They made all the confusing legal talk easy to understand, so ik actually understood what was going on the entire time. I came out on the other side knowing more, which is always great, especially for the price you pay.

For those who are not in southern California, the Internet can be a great tool that you already have at your disposal. It’s as simple as doing a Google search for “bankruptcy attorneys near me”. Read reviews and do plenty of research, but remember, a call and consultation can be a much better indicator than a review.

strategic board games

General Strategies for Your Favorite Strategic Board Games

If you want a blanket article about various strategies you can use for some of your favorite strategic board games, you’ve come to the right place. If the board game in question uses any type of strategy, some of these bits of information may be of some use to you based on the general model.

Optimization of Resources

Whether you’re playing Risk or some hole in the wall game from a small indie company, you’re going to want to optimize your resources as best as you can. The more you have of the “good stuff” the better you’ll be able to kick the butt of your opponent: i.e. Bonus armies in Risk per continent, etc. When you’re in a strategy game, the core idea is that you want to have MOST, if not all of the resources available to you. When you have more resources, you have more flexibility and have more of an edge over your opponent. The more resources you have, the better you can use types of synergy strategies.

You may be wondering: what if I don’t have the upper hand in this situation? We’ll talk about the control strategies that can help you combat someone who has all of the resources in various strategy games. For now, we’ll quickly mention action maximization, which is a type of optimization of resources. For example, acquiring continents with more bonus armies is a great way to capitalize on resources, and should be your main goal in Risk. The best continents to acquire or North America and Europe, as they give you the most bonus armies per turn.

When it comes to synergizing, you’ll want to combine your resources to have an even better and great effect on areas of the game. Let’s take a look at Risk again: the more continents and bonus armies you have, the more likely you are to strike and overwhelm your opponent, conquering the heck out of them.

Controlling the Wizard of Resources

When you don’t have the upper hand like the person garnering all of the resources, you’ll want to take control by denying their ability to go down certain paths. When you take on this type of strategy, you have to look at their moves carefully and attempt to predict the way they’re going. You may not be able to predict well enough, but in specific games, killing your opponent first is a way of controlling via “assassination”.

Beyond this, you can go the offensive action route where you’ll want to take out something else that’s important to them. If they’re focusing on a specific type of resources but are neglecting other areas of their game plan, you can strike them where they’re the most vulnerable. They may have the most resources, but you can make sure they become limited in the number of choices or paths they can ultimately take.

Final Word

There’s of course a lot more to know when it comes to synergizing and acquiring resources, such as risk levels versus risk rewards, offensive actions, and more, but we only have time to show you so much! There are quite a few resources online that you can utilize to help you garner the most resources in your strategic board games.

Can Buying the Best Pair of Basketball Shoes for Outdoor Court Elevate Your Game?

The title may seem like a mouthful, but those who are looking to amplify their outdoor basketball game are squirming in their seats to find out the answer. Will your game actually improve or will your playstyle be brought down immensely? In this list, we’ll tell you the reasons why the best pair of basketball shoes for outdoor court can really elevate your game.

Outdoor-specific shoes make a difference

There are many people that think an indoor shoe can work outdoors, but if you want to maximize your potential and elevate your game, you should probably invest in a pair of shoes that are meant for outdoor capabilities. We all know that outdoor vs. indoor basketballs are different due to the terrain, so why wouldn’t that also apply to your shoes – especially when crazy movement is involved? If you’re using indoor shoes outdoors, you may run the risk of flattening the traction way too soon, as the gravel versus an indoor court are very different. If you want your shoes to last a long time, especially if you’re more rough on the gravel, you should definitely invest in a pair of good outdoor basketball shoes. Gravel is pretty tough against shoes, and you’ll want to make sure that your footwear can match that.

Ankle support versus court

Maybe you’re someone that needs a bit of support when you’re in basketball shoes outdoors, and sometimes, indoor shoes won’t be able to give you that because they aren’t meant for gravel. Moving and making sharp, quick turns on gravel can actually harm you if you aren’t wearing the proper footwear. Wearing indoor shoes on gravel and making quick movements can ultimately work against you – even though you’re purchasing basketball shoes. Finding a court specific pair of basketball shoes will ensure longevity and safety.

Heavier soles for a harder playstyle

Because your feet are constantly meeting the gravel, outdoor basketball shoes are designed to withstand those forces and the impact. Because of this, outdoor basketball shoes have a heavier outsole to ensure that the gravel court isn’t going to rip apart your shoes. If you’re trying to wear indoor shoes outdoors, they’ll be shredded within a few uses, and can even wear out with as little as one usage! Let’s not forget that this means that outdoor basketball shoes are generally heavier, so if you need support for indoor shoes, you’ll definitely need support for outdoor shoes. With that being said, the grooves of the shoe tend to be deeper as well, to withstand the impact of your feet/weight hitting the gravel.

Deceleration and acceleration on the court

You rarely ever see a successful game of basketball (whether indoors or outdoors) that doesn’t involve some sort of speed. It’s pivotal that the player can decelerate and accelerate with ease, and the proper footwear makes all of the difference. Whether you’re changing directions quickly or cutting, you need a pair of shoes that has a specific design and structure to do so. Beyond this, the materials used within the architecture of the outdoor basketball shoe will ensure flexibility and support all in one. Being able to move quickly and have enough support will allow you to successfully hit the gravel and amplify your game.

More breathable than indoors

It goes without saying that outdoors versus indoors means a general climate change. While it may not be as humid inside, you’ll still get a bit hot, but indoor shoes don’t always budget for that. Outdoor shoes are typically composed of breathable mesh materials that ensure the stimulation of the circulation of air. When your feet are able to breath, your feet won’t sweat as much and you can remain at the top of your game without sweating.

Cushioned midsoles

If you want something that’s all-around comfortable, you’ll want outdoor basketball shoes, as they are typically made with more cushioning in the insoles to comfort the feet during their impact with the ground. Without, you won’t be able to stay on top of your game and remain comfortable through playtime.


All in all, the shoes make a difference during games of basketball versus the environment. By using indoor shoes on an outdoor court, you run the risk of injury and wasted money as they’ll be ripped to shreds fairly quickly.